Some automation is good. But too much automation can hurt you. We upload the transactions so you can easily sort them and see where your money is going.
Who are we to tell you how your spending plan should look like? Get a detailed as you want. Keep it as simple as "wants" and "needs." Your spending plan should make sense to you.
Get all transactions automatically uploaded for you so you can manually sort them into your categories (and know where your money is going).
We take your total income, minus any committed expenses (e.g., mortgage, car payments, etc), minus the flexible spending you have already spent, and let you know how much you can spend/save for the rest of the month.
You don't need to account every single penny in you spending plan for it to work. You just need to spend less than you make. If there's extra, great! It will naturally make its way to savings.
Securely connect to your bank or brokerage accounts through Plaid so you can see everything you need in one place.
Create your custom spending plan so it makes sense to you. Separate your expenses between "Committed Expenses," which are expenses that have little to no wiggle room, like a mortgage, car payment, etc, and "Flexible Expenses," which are expenses that have more wiggle room, like food, dining, shopping, etc.
If you manually sort every transaction, you'll have a better idea of how much you are spending and where you money is going. We want you to raise your awareness so you can identify what's working and what needs to change.